AffirmAFRM

“Except for the Affirm crap, which doesn't show up there. Let me tell you what Affirm means. It affirms that you're stupid when you use it. It's a disease on the internet is what Affirm is.”

Host strongly criticizes Affirm as a predatory 'payday lender of T-shirts' that encourages stupid spending decisions.

“what's the other big one called? >> Uh CLA. >> CLA. There we go. Thanks Paula. Yeah, there's two different things going on here with CLA. Those are going to be bigger transactions, but they're going to have a fixed uh interest rate to them.”

Hosts critique Affirm's buy now pay later model alongside Klarna, discussing how it involves fixed interest rates and questioning the wisdom of committing future income to small purchases.

“Affirm, they have plans now. This I feel like I'm picking like a health care plan, but I was just looking at Oh, of course. Okay. I was just looking at uh the because the affirm stuff you could like buy the reinvest one membership and then sign up for Affirm... they actually make it really easy now. It's kind of crazy, which I think is good for the overall economy.”

Host expresses positive sentiment about Affirm's user experience and believes the checkout experience is good for the economy.